Minneapolis Auto Insurance

Minneapolis auto insurance may save you from tremendous financial difficulties down the road. Every time you get out on the road, you put yourself, your passengers, your vehicle and other drivers at risk. Though this risk is rather small, when multiplied by the number of times you do drive, this risk becomes a major area of concern. For this reason, it is required that you have a specific amount of auto insurance for all vehicles. In Minnesota, the minimum requirements for auto insurance are:

• $30,000 bodily injury per person, per accident liability coverage
• $60,000 total bodily injury per accident liability coverage
• $10,000 personal property damage per accident liability coverage
• $25,000 bodily injury per person, per accident uninsured motorist insurance
• $50,000 total bodily injury per accident uninsured motorist insurance
• $40,000 personal injury protection

These minimums are designed to reduce the amount of litigation over car accidents by increasing mandatory personal financial responsibility. This level of coverage is the cheapest available, but it is recommended that you seek higher limits on the above coverage types as well as seek out collision and comprehensive auto insurance.

You can reduce the amount you have to pay for Minneapolis auto insurance by shopping around for the best available rates. Online rate quotes are a great tool which allows you to quickly and conveniently compare the rates of the top car insurance companies in Minneapolis to find the most affordable policy.