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Charlotte Auto Insurance

 

Charlotte auto insurance is a means to insure yourself against large repair bills, medical bills or the possible total loss of your vehicle. The level of coverage you have depends upon the policies your purchase. There are minimum requirements, however, and you have the legal obligation to meet these requirements to operate a vehicle in the state of North Carolina.

 

Charlotte Auto Insurance Minimum Requirements

The minimum requirements for auto insurance in North Carolina are as follows.

 

• Bodily injury per person per accident: $30,000
• Bodily injury per accident total: $60,000
• Property damage: $25,000
• Uninsured/underinsured motorist: $30,000/$60,000

 

The uninsured/underinsured requirement went into effect in January of 2009. This is for liability only and protects you from lawsuit up to the monetary limits mentioned above if you hurt or damage the property of others.

If you are still making payments on your vehicle(s), then your lender will most likely have auto insurance requirements that are above and beyond the minimums of the state.

 

Online Shopping for Charlotte Auto Insurance

The virtual world has made it much easier to shop for Charlotte auto insurance. You can save money and get the policies you need in only 15 to 20 minutes. Online rate quotes allow you to compare policies and companies to get the Charlotte auto insurance you need at a price that fits snuggly within your budget.

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